Digital wage payments are increasingly common worldwide, with most wage earners now receiving their wages through financial institution accounts, prepaid or payroll cards, or mobile money accounts. Yet millions of workers still lack access to digital wage payments, and those who are paid digitally do not always benefit fully from the transition. Responsible design and implementation are therefore essential to ensure that digital wage payments contribute to sustainable enterprises and to the well-being of women and men workers.

This training is designed to provide enterprises with the know-how, tools, and strategies to enable a successful and responsible transition to digital wage payments, benefiting both enterprises and their workers. 

The programme is designed for enterprises at all stages of the digitization process, including those that continue to pay wages in cash, those in the process of digitizing wage payments, and small enterprises that already pay wages digitally. 

• Owners and management staff of enterprises
• Employers’ and Business Membership Organizations (EBMOs) and business associations
• Workers and workers’ representatives (including trade unions)
• Government officials and institutions involved in labour, wages, SME development, and financial inclusion
• Financial service providers and practitioners supporting wage digitization
• Development partners, advisors, and practitioners working on financial inclusion and decent work

• Understand how digital wage payments fit in the overall digital transformation of enterprises and the advantages of doing so.
• Understand how responsible digital wage payments contribute to sustainable enterprises' and workers’ well-being and identify key benefits and challenges for enterprises and workers in their country context.
• Be able to take practical steps to establish a payroll system, understanding the basic requirements for issuing payslips and registering employees.
• Be equipped to plan and carry out various steps required to digitize wage payments responsibly.
• Understand how to engage effectively with financial/payroll service providers to identify digital wage payment solutions and other financial services adapted to your and workers' needs.
• Be able to support your women and men workers throughout the transition to digital wages.

The ILO’s Global Centre on Digital Wages for Decent Work addresses the challenges of cash wages and promotes the transition to responsible digital wage payments for the benefits of workers, employers, governments and actors in the inclusive finance ecosystems. The Global Centre is a one-stop-shop for promoting evidence-based strategies and interventions, highlighting progress and sharing knowledge and tools for the transition to responsible digital wage payments.